When considering any credit card, it’s unwise to apply blindly without understanding its benefits. That’s why the first question in your research should always be, “What are the advantages?”.

The Citi® Diamond Preferred® Card embodies this principle. With a multitude of features to explore, this credit card promises a rewarding experience. Dive into the details below and uncover the benefits waiting for you.

• No annual fee: Rest easy, as the Citi® Diamond Preferred® Card eliminates the worry of an annual fee.
• Intro APR period: With these benefits, your APR prices will be free for a period after opening the account! 
• Good APR: if you are worried about the APR after the intro APR is over, don’t worry, it won’t get too high. This card has a regular one.

Citi® Diamond Preferred® Card challenges: 

• No rewards: Unfortunately, even though this card is such a good one, you will not find many rewards in it. You will only receive the basics, nothing extra. 
• Credit requirements: A prerequisite for the Citi® Diamond Preferred® Card is a good or excellent credit score. Unfortunately, having an average credit score won’t support your eligibility for this card.

Now, learning more about what good things a credit card gives you will surely be the way to success because you can compare and see if it is good for you.

But wait, there’s more! The Citi® Diamond Preferred® Card still has much to offer, and we recommend reading our full review to discover all the details.

We always recommend studying a card’s features, pros and cons, before applying for it to make an informed financial choice.

However, if you’ve made it this far and concluded that this card doesn’t meet your needs, or you simply want to explore other options on the market before making a decision, we’ve got you covered.

In that case, let me introduce you to the Wells Fargo Reflect® Card, one of the most acclaimed financial products, praised by multiple reviewers. Click the button below and check out our full review!